Evaluation process

Before we get started, we will spend fifteen minutes on the phone to make sure we both feel that your situation and my services can be a good fit. I will use this opportunity to walk you through the no-cost, no-obligation evaluation process to evaluate your situation and how AV Wealth Advisors can help.

Before we meet, I will ask you to fill out a short onboarding survey. This will include filling in information about your "Facts": assets & liabilities, your income & expenses, and your goals & priorities. 

It is ideal if you can link your financial accounts to the system to allow for the best analysis of your current state. However, if that's not possible, we do have options that let you fill in this information manually.

I typically like to work with both you and your significant other. I have found that a financial plan becomes easier to implement if both of you agree to it. It is best if you fill out the survey along with your significant other.

Clarify what is most important to you and your significant other? There is more to financial planning than just investing money. We want to hear your story and ask the right questions:

• Why is money important to you? What do you want your money to accomplish for you?

• Do you have specific goals in mind?

• What specific questions do you have? Where do you think you need the most help?

This is where I use your data, goals, priorities, risk profile and points from our first meeting to create a financial roadmap that is tailored for your specific situation. I use my training and experience to answer your questions around:

• Are you on track to retire when you want to and maintain the lifestyle you want in retirement?

• Can your portfolio mix be improved?

• Can you improve the tax efficiency of your investment portfolio?

• Can you eliminate or reduce threats to your goals?

I will design your financial roadmap for a successful retirement and your personal CFO checklist which lists out the immediate items that you should act on. 

This is the meeting where I will walk you through your personalized Financial RoadMap and CFO Checklist. I will also answer any specific questions you may have brought up in our first meeting.

At the end of this meeting, I will ask you if you would like to begin working with our firm or if you would like to take some time to think about it.

I realize it is a big decision and I am in no rush for you to make a hasty decision. Prior to working with AV Wealth Advisors, ask yourself these questions:

• Will AV Wealth Advisors act in my best interest?

• Do the recommendations make sense to me?

• Will the benefits exceed the cost of working with AV Advisors?

If you decide to work with AV Wealth Advisors, this is the meeting where I can answer any remaining questions you may have. If you are ready to sign up, this is when we will start with the paperwork for you to become a client.